Your Lending Solutions: Tailored Financing for Commercial & Residential Real Estate Success.
At Your Lending Solutions, we are a committed mortgage consulting brokerage, reshaping the way you approach financing to meet your unique requirements. With a focus on both commercial and residential non-conventional financing, we offer customized solutions designed around your goals. Our diverse range of mortgage products provides flexible options tailored to your specific circumstances. We understand that each client is different, and we’re here to deliver the right solutions for your needs.
Contact us today to explore how our consulting expertise can help you achieve your financial goals with the perfect mortgage solution.
OUR VALUES
Trust
Relationships
Clear Communication
YOUR LENDING SOLUTIONS
How we can help!
At Your Lending Solutions, we specialize in offering flexible residential and commercial lending options for individuals and businesses who may not meet traditional bank credit criteria or need help navigating the complexities of financing. Whether you're a property investor, business owner, self-employed, or unable to qualify under strict bank guidelines, we provide creative financing solutions tailored to your unique needs.
Our experienced team is committed to guiding you through every step of the lending process, ensuring deadlines are met, and finding the ideal solution that aligns with your financial goals.
Our Mortgage and Commercial Lending Programs Include:
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Commercial Real Estate Financing
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SBA 7a and 504 Loans
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DSCR Rental Investment Property Mortgages
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Bank Statement Program
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Foreign National Residential Financing
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ITIN Mortgages
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1099 Mortgage Loans
YOUR LENDING SOLUTIONS
Our Mission
Our mission is to provide tailored Commercial and Non-QM Residential Mortgage solutions designed to support long-term financial strategies, enabling wealth creation and leveraging real estate as a retirement vehicle. We pride ourselves on offering innovative and flexible lending options that meet your unique needs. Guided by principles of integrity, diligence, and transparency, we maintain clear and honest communication with all parties involved, ensuring you receive the most suitable mortgage solution for your specific goals.
YOUR LENDING SOLUTIONS
Our Services
Commercial Real
Estate Loans
A commercial loan is a type of financing provided to businesses for purposes like purchasing real estate, equipment, or expanding operations. It's typically offered by banks or financial institutions and can be secured or unsecured, with repayment terms and interest rates varying based on the business’s creditworthiness.
Owner Occupied Commercial Loans
Commercial real estate owner-occupied refers to a property where the owner’s business occupies at least 51% of the space. It is typically used for the owner’s operations, such as offices, retail, or manufacturing. Financing terms often differ from investment properties since the owner uses the property directly.
NON-QM LOANS
RESIDENTIAL 1-4 Families
Non-QM residential loans provide flexible financing options for borrowers who may not meet traditional loan criteria. Ideal for self-employed individuals, investors, or those with unique financial situations, these loans accommodate alternative income verification and customized terms. Unlock homeownership and investment opportunities with Non-QM solutions.
Fix & Flip Loans
Our Fix & Flip Loan Program provides quick funding for real estate investors looking to purchase, renovate, and sell properties for profit. With financing options up to 90% of the purchase price and 100% of renovation costs, we offer flexible terms and a fast approval process to help you maximize your investment potential.
SBA 7a Loans
The 7(a) SBA Loan is a flexible financing option for small businesses, offering up to $5 million for working capital, equipment, real estate, and debt refinancing. With competitive interest rates and terms up to 25 years, this SBA-backed loan makes it easier for lenders to approve funding, supporting business growth and job creation.
SBA 504 Loans
The SBA 504 Loan is designed to help small businesses purchase or improve fixed assets like real estate and equipment. With loan amounts up to $5 million, it offers long-term financing at competitive interest rates. This program promotes economic growth by providing affordable funding, enhancing business expansion and job creation.
YOUR LENDING SOLUTIONS
Vision Statement
Our vision is to be the premier mortgage consulting broker company in our community, offering lending expertise rooted in Christian values such as integrity, ethics, and diligence. We aim to be the trustworthy financing source for our clients and referral partners, becoming the top-of-mind choice for all their commercial and residential mortgage financing needs.
YOUR LENDING SOLUTIONS
Get In Touch
Please fill out the form to contact us for any inquries we will get back to your very soon!
CALL US AT:
908-205-3584