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Commercial Real Estate Financing Solutions

Get the Commercial capital your real estate business needs. Your Lending Solutions offer a big array of lending options for specific needs. ​


Office, Industrial, Retail, and Mixed-use property loans for up to $5M. ​

Save time and money by working with loan consulting experts.


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Our Mission

Our goal is to find a commercial loan that will act as a financial solution for you, not just now, but over the 25-30 year life of the loan. We bring you over 18 years of accumulated expertise, commit to always keeping honest, direct communication with you and with everyone involved in getting you your best commercial mortgage solution.

Our Services

Commercial Real Estate Loans

For purchase, refinance, and remodeling. Construction to permanent financing is available, with amortization schedules up to 25 years

Owner Occupied Commercial Loans

Remodel or expand your growing business. Your commercial property may offer perks like tax breaks1 and stability from unexpected rent increases with a fixed-rate loan.

1-4 Family Investment Real Estate

Residential Investment real estate loans ($200k – $%mm) with rates beginning in the 4%'s and running on a 45-day close, Available in New Jersey Only.

Fix & Flip Loans

Rates Between 7.99% to 12.99% + Up to 2.00 points. Up to 90% of Purchase and 100% Rehab Costs​. Term 12 months Interest Only. Payments Monthly

SBA 7a Loans

Choosing a SBA loan for a Business acquisition, Start-up Business, Business Expansion; Debt Refinancing, Purchase Equipment, Inventory.

SBA 504 Loans

For owner-occupied properties. Up to 90% LTV and 25-yr terms.

City Lights

About Us

Myriam E. Cruz is a business professional with diverse operations, accounting, entrepreneurial, and business commercial and SBA Lending experience. Her passion lies in developing and implementing cost-effective and process efficient operating solutions for small businesses. Client relationships are the core of her being in this business; it is this connection that drives her desire to interpret client needs and design solutions to deliver end-to-end systematic results. ​


With over 18 years of experience in the financial and banking industry,  she is the principal owner-operator of  Your Lending Solutions a business lending consulting firm. "Having been on the inside of banks, loan committees, and lending decision-making for the past 18 years doesn’t really give us a better crystal ball, but we can relate, structure your loan request  to help you secure the financing needed'.




I'm in the process of starting a small business and was looking out for SBA loans. This being my first business and the loan amount being significant, I thought I had very little chance of obtaining the loan through SBA. Thanks to Myriam, who worked tirelessly with me to ensure that we got all my paperwork in order - business plans, pro-forma financials, estimates of start-up costs, corporate experience, other supporting adviser/consultant etc. Myriam is honest and trustworthy and was able to manage my expectations very well. By the time I closed on the loan, Myriam had already moved on to Celtic Bank but the ground wok that she laid along with the transition process set me up for success. I highly recommend working with Myriam, particularly on your SBA loan needs

━ Sesh Subramanian

Modern Building

Commercial Lending Solutions

Get the Commercial capital your real estate business needs. Your Lending Solutions offer a big array of lending options for specific needs. ​

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