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WELCOME TO YOUR LENDING SOLUTIONS
Our Services
OUR SERVICES
Commercial & Residential Loans Solutions
​At Your Lending Solutions, we are a dedicated commercial and residential mortgage brokerage specializing in both non-qualified mortgages and conventional commercial financing. Our broad selection of alternative mortgage products is designed to meet the needs of borrowers who may not fit traditional lending criteria. Whether you're a business owner, investor, or retiree with unique income structures or significant tax deductions, we offer flexible solutions to help you secure the financing you need.
YOUR LENDING SOLUTIONS​
Our Services
Commercial Real
Estate Loans
A commercial loan is a type of financing provided to businesses for purposes like purchasing real estate, equipment, or expanding operations. It's typically offered by banks or financial institutions and can be secured or unsecured, with repayment terms and interest rates varying based on the business’s creditworthiness.
Owner Occupied Commercial Loans
Commercial real estate owner-occupied refers to a property where the owner’s business occupies at least 51% of the space. It is typically used for the owner’s operations, such as offices, retail, or manufacturing. Financing terms often differ from investment properties since the owner uses the property directly.
Non- QM Loans
1-4 Family
Non-QM residential loans provide flexible financing options for borrowers who may not meet traditional loan criteria. Ideal for self-employed individuals, investors, or those with unique financial situations, these loans accommodate alternative income verification and customized terms. Unlock homeownership and investment opportunities with Non-QM solutions.
Fix & Flip Loans
Our Fix & Flip Loan Program provides quick funding for real estate investors looking to purchase, renovate, and sell properties for profit. With financing options up to 90% of the purchase price and 100% of renovation costs, we offer flexible terms and a fast approval process to help you maximize your investment potential.
SBA 7a Loans
Choosing a SBA loan for a Business acquisition, Start-up Business, Business Expansion; Debt Refinancing, Purchase Equipment, Inventory.
SBA loan program has a low down payment requirement in addition to a number of other benefits that make it the perfect loan option to buy a business:
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Attractive interest rates
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Longer loan terms
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No balloon payments
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Working capital
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Flexible collateral requirements
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Lower Down Payment (Minimum 10% required)
SBA 504 Loans
For owner-occupied properties.
Up to 90% LTV and 25-yr terms.
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A minimal down payment by the small business owner, as low as 10%, borrowing up to 90% of the total financing needs, thus preserving cash for the business.
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Long term financing, over 10, 20 or 25 years, which enhances the cash flow of the company and avoids balloon payments and mid- term negotiation of the loan that may result in higher interest rate and payments, the borrower’s monthly loan payment is more affordable.