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Your Lending Solutions​

Your Lending Solutions is a nationally recognized finance consulting firm specialized in helping business owners and commercial real estate investors to secure financing.

We offer consulting, loan packaging  and brokerage services for the following products;

  • Commercial Real Estate

  • Investment Real Estate 

  • Fix & Flip Financing

  • SBA 7a and 504 Loans


Your Lending Solutions continues to be the firm highly referred by residential mortgage companies, investors, bankers and other professionals in the industry.

Business Plan

Myriam E. Cruz is a business professional with diverse operations, accounting, entrepreneurial, and business commercial and SBA Lending experience. Her passion lies in developing and implementing cost-effective and process efficient operating solutions for small businesses. Client relationships are the core of her being in this business; it is this connection that drives her desire to interpret client needs and design solutions to deliver end-to-end systematic results.

With over 18 years of experience in the financial and banking industry,  she is the principal owner-operator of  Your Lending Solutions a business lending consulting firm. "Having been on the inside of banks, loan committees, and lending decision-making for the past 18 years doesn’t really give us a better crystal ball, but we can relate, structure your loan request  to help you secure the financing needed'.

Myriam is also a counselor at  NJSBDC (New Jersey Small Business Development Center) at RVCC as the Center’s first Spanish business and business loan package development counselor. Her professional and bilingual capabilities help the NJSBDC provide counseling and training services to a broader audience.


Myriam served as a Board Member on the Statewide Hispanic Chamber of Commerce of New Jersey and has been a speaker for the Small Business Administration SBA regarding Small Business Lending and specifically on how to obtain an SBA Loan, is also part of the panel of experts at the SBA Emerging Leaders Program running from Rutger's University

Myriam assisted hundreds of business owners to obtain financing through Commercial Real Estate, SBA Loans, Investment Properties financing, and lately to qualify and obtain Covid-19 Grant Programs through the Small Business Administration, the NJ EDA, and others available for business owners.

"I want to make an impact on every person that I meet, consumers and business owners" As a Latina I know we don't have full access to all opportunities and tools available to be successful. I want to share my skills, knowledge, and help others to get to the next level".

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