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WELCOME TO YOUR LENDING SOLUTIONS
Services
OUR SERVICES
Commercial & Residential Loans Solutions
At Your Lending Solutions, we are a dedicated commercial and residential mortgage brokerage specializing in both non-qualified mortgages and conventional commercial financing. Our broad selection of alternative mortgage products is designed to meet the needs of borrowers who may not fit traditional lending criteria. Whether you're a business owner, investor, or retiree with unique income structures or significant tax deductions, we offer flexible solutions to help you secure the financing you need.
Our Services
Commercial Real Estate Loans
A commercial loan is a type of financing provided to businesses for purposes like purchasing real estate, equipment, or expanding operations. It's typically offered by banks or financial institutions and can be secured or unsecured, with repayment terms and interest rates varying based on the business’s creditworthiness.
Fix & Flip Loans
Our Fix & Flip Loan Program provides quick funding for real estate investors looking to purchase, renovate, and sell properties for profit. With financing options up to 90% of the purchase price and 100% of renovation costs, we offer flexible terms and a fast approval process to help you maximize your investment potential.
Owner Occupied Commercial Loans
Commercial real estate owner-occupied refers to a property where the owner’s business occupies at least 51% of the space. It is typically used for the owner’s operations, such as offices, retail, or manufacturing. Financing terms often differ from investment properties since the owner uses the property directly.
SBA 7a Loans
Choosing a SBA loan for a Business acquisition, Start-up Business, Business Expansion; Debt Refinancing, Purchase Equipment, Inventory.
SBA loan program has a low down payment requirement in addition to a number of other benefits that make it the perfect loan option to buy a business:
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Attractive interest rates
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Longer loan terms
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No balloon payments
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Working capital
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Flexible collateral requirements
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Lower Down Payment (Minimum 10% required)
Non- QM Loans
1-4 Family
Non-QM residential loans provide flexible financing options for borrowers who may not meet traditional loan criteria. Ideal for self-employed individuals, investors, or those with unique financial situations, these loans accommodate alternative income verification and customized terms. Unlock homeownership and investment opportunities with Non-QM solutions.
SBA 504 Loans
For owner-occupied properties.
Up to 90% LTV and 25-yr terms.
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A minimal down payment by the small business owner, as low as 10%, borrowing up to 90% of the total financing needs, thus preserving cash for the business.
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Long term financing, over 10, 20 or 25 years, which enhances the cash flow of the company and avoids balloon payments and mid- term negotiation of the loan that may result in higher interest rate and payments, the borrower’s monthly loan payment is more affordable.
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Testimonials
"I'm in the process of starting a small business and was looking out for SBA loans. This being my first business and the loan amount being significant, I thought I had very little chance of obtaining the loan through SBA. Thanks to Myriam, who worked tirelessly with me to ensure that we got all my paperwork in order - business plans, pro-forma financials, estimates of start-up costs, corporate experience, other supporting adviser/consultant etc. Myriam is honest and trustworthy and was able to manage my expectations very well. By the time I closed on the loan, Myriam had already moved on to Celtic Bank but the ground wok that she laid along with the transition process set me up for success. I highly recommend working with Myriam, particularly on your SBA loan needs"
Sesh Subramanian
